The Emergence of DeFi and Its Disruptive Potential
The concept of decentralized finance, or DeFi, has taken the financial world by storm in recent years. It represents a new paradigm in which traditional financial intermediaries such as banks and brokers are replaced by smart contracts and blockchain technology. DeFi has gained significant attention and investment, with the total value locked in DeFi protocols reaching billions of dollars. This emergence of DeFi has the potential to disrupt the traditional financial system, offering increased accessibility, efficiency, and transparency.
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