Pathward Financial, Inc. (CASH) – Company Overview
Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. The company operates through three segments: Consumer, Commercial, and Corporate Services/Other. It offers demand deposit accounts, savings accounts, and money market savings accounts. The company also provides commercial finance products, including term lending, asset-based lending, factoring, lease financing, insurance premium finance, government guaranteed lending, and other commercial finance products. Additionally, it offers consumer credit products, other consumer financing services, tax services, warehouse financing services, prepaid cards, and payment solutions. The company serves individuals, businesses, and government entities. Pathward Financial, Inc. was founded in 1954 and is based in Sioux Falls, South Dakota.
Key Highlights:
- Industry: Banks – Regional
- Sector: Financial Services
- CEO: Mr. Brett L. Pharr
- President: Mr. Anthony M. Sharett
- Headquarters: Sioux Falls, South Dakota
- Employees: 1,218
Financial Summary
Stock Price:
- Previous Close: $49.06
- Open: $49.33
- Day's Range: $49.33 – $50.27
- 52-Week Range: $39.75 – $60.49
Dividends:
- Dividend Rate: $0.20
- Dividend Yield: 0.40%
- Last Dividend Date: 09/09/2024
Financial Metrics:
- Market Cap: $1.28 billion
- Trailing P/E Ratio: 8.2817
- Forward P/E Ratio: 7.5708
- Price-to-Sales Ratio: 1.9514
- Price-to-Book Ratio: 1.7901
Financial Highlights:
- Total Revenue: $656.7 million
- Net Income: $161.2 million
- Earnings Per Share (EPS): $6.07
- Return on Assets: 2.27%
- Return on Equity: 23.81%
Analyst Recommendations
- Number of Analyst Opinions: 2
- Recommendation Mean: Hold
- Target Mean Price: $64.00
- Target Median Price: $64.00
Company News
No recent news available.
Financial Analysis and Stock Price Prediction for Pathward Financial, Inc. (CASH)
Pathward Financial, Inc. is a regional bank that offers various banking products and services. The company operates in the consumer, commercial, and corporate services segments. It provides a range of financial solutions to individuals, businesses, and government entities, including demand deposit accounts, savings accounts, money market savings accounts, commercial finance products, consumer credit products, and tax services.
With a market cap of $1.28 billion, Pathward Financial, Inc. has a strong foothold in the banking industry. The company has a trailing P/E ratio of 8.2817 and a forward P/E ratio of 7.5708, indicating that the stock is undervalued compared to its earnings. The price-to-sales ratio of 1.9514 and the price-to-book ratio of 1.7901 also suggest that the stock may be undervalued.
Pathward Financial, Inc. has a solid financial performance, with a total revenue of $656.7 million and a net income of $161.2 million. The company has a strong return on assets of 2.27% and a return on equity of 23.81%, indicating efficient management of its assets and strong profitability.
Analysts have a neutral outlook on Pathward Financial, Inc., with a consensus recommendation of Hold. The target mean price is $64.00, suggesting that there is potential for the stock price to increase in the future.
In conclusion, Pathward Financial, Inc. is a well-established regional bank with a strong financial performance. The stock is currently undervalued and has the potential for future growth. Analysts recommend holding the stock, with a target mean price of $64.00. Investors may consider adding Pathward Financial, Inc. to their portfolio for potential long-term gains.
