Personal Finance Expert Reveals Secrets to Better Budget Health
In a recent interview, personal finance expert Matt Schulz shared valuable tips on how to improve your budget health through negotiation. Schulz revealed that an impressive 76% of credit card holders who have asked for a lower interest rate have successfully secured one, with many rates decreasing by 10% or more. This statistic highlights the power individuals have in negotiating not only credit card rates but also mortgages, car loans, student loans, utility bills, gym memberships, medical bills, and even furniture prices. Surprisingly, despite the potential savings, most people shy away from asking due to intimidation.
Schulz, a renowned authority in the field, is set to release a new book titled “Ask Questions, Save Money, Make More: How To Take Control Of Your Financial Life” on March 19th. Offering strategies for individuals to regain control over their finances, the book emphasizes the importance of asking questions and engaging in negotiation. With over 15 years of experience, Schulz, who currently serves as the Chief Credit Analyst at LendingTree, has helped countless Americans make informed financial decisions. His expertise has garnered significant media attention, ensuring his advice reaches a wide audience.
Schulz’s forthcoming book promises to empower readers to make smarter money choices by arming them with the necessary knowledge and confidence to negotiate effectively. It is expected to become a go-to resource for individuals seeking financial independence. As the release date draws near, expect the spotlight to shine on this compelling and timely publication.
Analyst comment
Positive news. Market impact: Increase in demand for personal finance books. Expect an increase in individuals negotiating for lower interest rates, resulting in potential savings across various financial aspects. Schulz’s book release will likely gain significant attention, becoming a popular resource for financial independence seekers.
