Master Negotiator Matt Schulz Shares Secrets to Financial Success

Personal Finance Expert Reveals Secrets to Better Budget Health

In a recent interview, personal finance expert Matt Schulz shared valuable tips on how to improve your budget health through negotiation. Schulz revealed that an impressive 76% of credit card holders who have asked for a lower interest rate have successfully secured one, with many rates decreasing by 10% or more. This statistic highlights the power individuals have in negotiating not only credit card rates but also mortgages, car loans, student loans, utility bills, gym memberships, medical bills, and even furniture prices. Surprisingly, despite the potential savings, most people shy away from asking due to intimidation.