How Leaving a 9-to-5 for Fractional Work Tripled Her Income to $220,000

Mark Eisenberg
Photo: Finoracle.net

From Burnout to Breakthrough: A Career Reinvention

In late 2019, Singapore-native Rachael De Foe made a bold career move that many contemplate but few execute: she resigned from her nine-to-five public relations job without a backup plan. After years navigating the relentless client-team growth cycle in agency environments, De Foe faced repeated burnout and recognized she did not aspire to follow the traditional corporate path.
“Every single business was chasing what I now like to call the ‘agency monster’ … You have too many clients, so you need [a bigger] team. You have too many team [members], so you need more clients. There’s never equilibrium,” De Foe explained. “I had burned out more than once.”
Her decision to quit at the end of 2019 marked the beginning of an entrepreneurial journey that would ultimately triple her income and transform her professional outlook. Initially intending to take a break over the holidays and seek new employment, De Foe quickly realized that traditional roles did not appeal to her. Then, the COVID-19 pandemic struck, intensifying job market challenges, especially in PR and HR sectors.
“I was really scared at that point because PR and HR were among the first functions to be cut during the downturn,” she said. “I wondered, ‘What am I going to do?'”
However, the pandemic also created a unique opportunity. Companies downsizing their internal teams and ending agency contracts sought leaner, more flexible communications solutions, prompting founders and venture capitalists to reach out to De Foe for help managing reputation issues.

Embracing the Fractional Work Model

De Foe incorporated her own company, Redefy, in 2020 and embraced the role of a fractional head of communications. Unlike freelancers who execute specific tasks, fractional professionals act as part-time executives embedded in companies, driving strategy while serving multiple clients.
“As a fractional head of communications, I’m fully responsible for the communications function but work part-time across several companies,” De Foe said. “I answer to three CEOs but am my own CEO at the same time.”
This model provides De Foe with the autonomy to select clients and projects, breaking free from the cycle of burnout that characterized her agency days.

Significant Financial Upside

Transitioning to fractional work has resulted in a dramatic income increase for De Foe. She went from earning approximately 72,000 Singapore dollars (about $56,000) annually in her traditional role to generating around $220,000 per year as a fractional executive. Over the past five years, her cumulative earnings have surpassed 1.4 million Singapore dollars (roughly $1.1 million), according to verified documents.

A Growing Trend Among Senior Professionals

De Foe observes an increasing shift toward fractional roles among senior executives who seek greater flexibility and control over their careers.
“People who used to be seniors at companies I’ve worked for have started going the fractional route,” she noted. “In service-based businesses, you are the service — your experience and seniority are enough to start on your own.”

Impact on Career and Lifestyle

The fractional work model has empowered De Foe to reclaim her work-life balance, gain financial independence, and pursue meaningful projects on her terms. “I’m never going back to one boss,” she affirmed. “I’m a lot happier and more fulfilled. Most importantly, I can give myself permission to chase what I want.”

FinOracleAI — Market View

The rise of fractional work reflects a broader shift in the labor market toward flexible, expert-driven models that benefit both professionals and companies. Senior talent increasingly values autonomy and diversified income streams, while businesses seek cost-effective leadership solutions amid economic uncertainty.
  • Opportunities: Fractional roles enable experienced professionals to monetize expertise across multiple clients, reducing burnout and increasing earnings.
  • Risks: Dependence on multiple clients may create income variability and require strong self-management skills.
  • Companies benefit from scalable leadership without the fixed costs of full-time hires.
  • This model is particularly suited for service-based sectors where individual expertise drives value.
Impact: Fractional work is a disruptive career model that offers significant financial and lifestyle benefits, signaling a lasting transformation in professional services employment.
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Mark Eisenberg is a financial analyst and writer with over 15 years of experience in the finance industry. A graduate of the Wharton School of the University of Pennsylvania, Mark specializes in investment strategies, market analysis, and personal finance. His work has been featured in prominent publications like The Wall Street Journal, Bloomberg, and Forbes. Mark’s articles are known for their in-depth research, clear presentation, and actionable insights, making them highly valuable to readers seeking reliable financial advice. He stays updated on the latest trends and developments in the financial sector, regularly attending industry conferences and seminars. With a reputation for expertise, authoritativeness, and trustworthiness, Mark Eisenberg continues to contribute high-quality content that helps individuals and businesses make informed financial decisions.​⬤