The Role of Artificial Intelligence in Personal Data Security
In today's digital age, artificial intelligence (AI) plays a dual role in the fight for personal information. It empowers both cybercriminals and defenders, making the landscape of data security more complex. From banking to social media, your personal information is vulnerable to being misused, potentially impacting areas like your bank accounts, credit card charges, and even real estate transactions.
Vulnerability of Personal Information
According to Anton Dahbura, executive director of JHU's Information Security Institute, for most people, it's too late. "Somebody somewhere already has a significant piece of your personal identity," he states. This means that the potential misuse of your information can range from minor inconveniences to severe financial and personal impacts.
AI: A Tool for Both Sides
AI is significantly altering the way both attackers and protectors approach data. "These tools give everyone on both sides of the equation more power or more opportunity," says Jeff Karberg from the Attorney General's office. For example, poorly written scam emails can now be transformed into convincing communication by non-native English speakers using AI. Dahbura explains, "Anybody, even if they don't speak English well, can craft a really convincing email." On the flip side, businesses are leveraging AI to detect and prevent fraudulent activities. Companies now have the capability to monitor transactions more closely and alert consumers to suspicious activities.
Protecting Your Personal Information
Despite the threats, there are ways to safeguard your data. Karberg advises freezing your credit with the three major credit reporting agencies. This preventive measure is highly effective against "new account fraud," where your personal data is used to open new accounts without your knowledge. Without a credit freeze, you may only learn about such fraud when you receive unexpected bills or collection notices.
In the unfortunate event of fraud, Karberg recommends filing a police report and contacting the financial institution involved directly to understand their procedures for handling fraudulent accounts.
Simple Yet Effective Steps
Changing passwords regularly is another simple yet effective way to protect yourself. "Even if it's just a little bit, it helps a lot in making it more difficult for people to grab your password and use it anywhere," advises Dahbura.
For additional assistance, the attorney general's office has a dedicated team to help consumers navigate these challenges. By taking proactive steps and staying informed, you can reduce the risks associated with personal data theft.
