By using this site, you agree to the Privacy Policy and Terms of Use.
Accept
FinOracle
  • Finance
  • Crypto
  • Technology
  • More
    • Predictions
    • Financial reports
    • Opinion
    • SWOT
Notification
  • HomeHome
  • My Feed
  • My Interests
  • My Saves
  • History
Personalize
FinOracleFinOracle
Font ResizerAa
  • HomeHome
  • My Feed
  • My Interests
  • My Saves
  • History
Search
  • Quick Access
    • Home
    • Contact Us
    • Blog Index
    • History
    • My Saves
    • My Interests
    • My Feed
  • Categories
    • Economy
    • Travel
    • Gossip
    • Business
    • Fashion
    • Health

Top Stories

Explore the latest updated news!
Crypto as Capitalism 2.0: Beyond the Web 3.0 Label | FinOracle

Crypto as Capitalism 2.0: Beyond the Web 3.0 Label

Record High Underwater Car Trade-Ins Impact New Vehicle Purchases in 2025 | FinOracle

Record High Underwater Car Trade-Ins Impact New Vehicle Purchases in 2025

Native Markets Secures USDH Stablecoin Ticker After Contentious Bidding | FinOracle

Native Markets Secures USDH Stablecoin Ticker After Contentious Bidding

Stay Connected

Find us on socials
248.1kFollowersLike
61.1kFollowersFollow
165kSubscribersSubscribe
Made by ThemeRuby using the Foxiz theme. Powered by WordPress
Investing

Strategies for Investors Amid Market Volatility

Mark Eisenberg
Last updated: 10.08.2024 2:40 am
By Mark Eisenberg
Share
Strategies for Investors Amid Market Volatility | FinOracle
Photo: Finoracle.net
SHARE

Understanding Market Volatility

Market volatility refers to the rapid and significant price changes in the financial markets. For many, this can be a source of worry, especially when the market takes a hit, like the recent drop of the S&P 500 by over 6%. However, it's important to remember that volatility is a normal part of investing. As Mark Hackett, head of investment research for Nationwide, points out, "This is what an emotion-driven market looks like."

Contents
Understanding Market VolatilityGeneral Advice for All InvestorsFor Young or New InvestorsApproaching RetirementManaging Debt While Investing

General Advice for All Investors

The first and often best piece of advice during volatile times is to do nothing. It's crucial to remember that investing is a long-term game. Sudden decisions, like pulling out investments at the first sign of a drop, can lead to losses. Courtney Alev from CreditKarma warns against frequent selling due to transaction fees and potential taxes on gains. Market drops of 2%-3% might be unsettling, but Caleb Silver from Investopedia reminds us that the market tends to average an annual return of 8%-10% over the long haul.

For Young or New Investors

For those new to investing, market declines can be seen as a buying opportunity. Silver advises buying when prices are low, which reduces the average cost of your investments. As the market recovers, these cheaper investments can increase in value, enhancing your portfolio. The best approach is patience; avoid selling and wait for the market to stabilize.

Approaching Retirement

For those near retirement, time is crucial. If you're close to needing your investments, consider shifting to safer options like high-yield savings accounts. These alternatives offer returns of about 4%-5% and reduce exposure to market fluctuations. Silver emphasizes the importance of ensuring your portfolio aligns with your risk tolerance. Rebalancing, or adjusting your investments, might be necessary to avoid unwanted risks, especially in volatile sectors like technology.

Managing Debt While Investing

If you have debt, prioritizing its repayment, especially of high-interest loans, is vital. Silver suggests that if you can, simultaneously pay down debt and invest modestly. This strategy helps you manage debt while steadily growing your investments over time. By balancing debt repayment and investment, you secure your financial future more effectively.

TAGGED:AIAPIARARMArtCaleb SilverCESCostCourtCreditCureDebtEmotionFinancial marketFutureGameGeneIceImportInterestInvestmentInvestopediaInvestorIonLoanManagingMarketMindMotionNationOppoPatiencePaymentPHPortPotentialPriceResearchRetirementRiskS&P 500SavingSavings accountSECSilverStrategyTaxTeaTechnologyTimeTireUnderstandingUSVolatile TimesWar
Share This Article
Facebook Copy Link Print
Mark Eisenberg
ByMark Eisenberg
Mark Eisenberg is a financial analyst and writer with over 15 years of experience in the finance industry. A graduate of the Wharton School of the University of Pennsylvania, Mark specializes in investment strategies, market analysis, and personal finance. His work has been featured in prominent publications like The Wall Street Journal, Bloomberg, and Forbes. Mark’s articles are known for their in-depth research, clear presentation, and actionable insights, making them highly valuable to readers seeking reliable financial advice. He stays updated on the latest trends and developments in the financial sector, regularly attending industry conferences and seminars. With a reputation for expertise, authoritativeness, and trustworthiness, Mark Eisenberg continues to contribute high-quality content that helps individuals and businesses make informed financial decisions.​⬤

Related Stories

Uncover the stories that related to the post!
China E-commerce Stocks Fall Amid Biden's Import Curbs | FinOracle
Business

China E-commerce Stocks Fall Amid Biden’s Import Curbs

TDS & UScellular: Bold Growth Blueprint for 2024 | FinOracle
Business

TDS & UScellular: Bold Growth Blueprint for 2024

Military AI Innovations Transform Space Warfare | FinOracle
Artificial Intelligence

Military AI Innovations Transform Space Warfare

Fintech Solutions: Greening MSMEs Through Green Finance | FinOracle
Finance

Fintech Solutions: Greening MSMEs Through Green Finance

"Windows Server 2022 Patch Causes App Breakdowns: User Frustration Mounts" | FinOracle
Technology

“Windows Server 2022 Patch Causes App Breakdowns: User Frustration Mounts”

Fintech CRED Gains Approval for Payment Aggregator License | FinOracle
Business

Fintech CRED Gains Approval for Payment Aggregator License

Medical Cybersecurity Market Set to Triple by 2032 | FinOracle
Technology

Medical Cybersecurity Market Set to Triple by 2032

Loop Capital Downgrades FMC Corp.: Sell Now? | FinOracle
Business

Loop Capital Downgrades FMC Corp.: Sell Now?

Show More
FinOracle

Ready for Core Web Vitals, Support for Elementor, With 1000+ Options Allows to Create Any Imaginable Website. It is the Perfect Choice for Professional Publishers.

  • Categories:
  • Fashion
  • Travel
  • Sport
  • Adverts

Quick Links

  • My Feed
  • My Interests
  • History
  • My Saves

About US

  • Adverts
  • Our Jobs
  • Term of Use

© 2025 All Rights Reserved. Design & Developed By Selentium Group AG

Welcome Back!

Sign in to your account

Username or Email Address
Password

Lost your password?

Not a member? Sign Up