Qudian Inc. American Depositary Shares each representing one Class A Ordinary Share

Qudian is a leading provider of online small consumer credit products in China, enabling users to borrow money conveniently. With a data-driven approach and advanced risk management algorithms, Qudian serves millions of users and provides them with personalized credit solutions. As a publicly traded company, Qudian offers American Depositary Shares that represent its Class A Ordinary Shares.